In Norway we have BankAxept. Debit cards issued by Norwegian banks have BankAxept and an international system like Visa or Mastercard. Basically all domestic debit card payments are via BankAxept. It costs less for the stores, because the fees are lower. And it costs less for society, because the money isn’t just transferred abroad. As far as I know, the same applies to Vipps (our mobile payment solution).
I assume that you haven’t watched any American TV shows for the past couple of decades. Nudity and gratuitous sex scenes are a staple of the American entertainment industry.