Most countries don’t have birthright citizenship.

100 in rent - 100 in mortgage cost = 0.

The gains are by the inherent value of the asset. You would need to tax the sale of the property because that is where the profit is realized.

My point isn’t about a semantic difference in the definition of a word. It’s that blanket policy that isn’t well thought out doesn’t actually solve any problems, it’s helpful to take some time to actually think things through, get a better understanding of what is at play and come up with real ideas that can be actioned if you want change.

Fwiw, while this would be a disincentive, the ‘real’ money from this is the ability to leverage at a high amount.

If you mortgage a property you effectively get to leverage your capital 5:1, and your return is made by someone else paying the interest on your margin, any below the line profit is a bonus.

So if it’s costing my business $100 month (mortgage, losses) and the tenant is paying $100 (rent, profits), your net profit is 0 but you are effectively earning $80 on that $100.

So you would need to also reclassify what it means to be a real estate professional, to prevent business from being able to claim real estate expenses as a loss. (As well as the tons of other aspects like depreciation which give you time value of money over the life of the property, depreciation of assets within the house, and other tax benefits.) in fact it’s possible to take a ‘loss’ on a house and rent it for less than your mortgage, and still come away making money

Just sayin there is more to it than just black and white P/L

I’m an idealistic purist, but I don’t refuse to use proton, I use it all the time.

My issue is that proton has enabled devs to put their head in the sand for Linux support.

It has shifted from -> we won’t support Linux because nobody uses it to -> we won’t support Linux because it works with proton.

So as a long term solution, proton enables bad practices from devs and continues the proliferation of libraries like directX

Anyone with money isn’t buying at all, they are shorting

Is this still true, it was my understanding that you need a visa from the onset as of last year, also, I am pretty sure it’s 90 days not 180.

Edit: I went ahead and looked it up: https://home-affairs.ec.europa.eu/policies/schengen/visa-policy/applying-schengen-visa_en

The United States is on the list of countries that need a Schengen visa and it is 90 days.

What is this post even? One of the main plot points of one of the books was about how the students are so engaged that they made an underground secret class to study and learn.

Harry literally stays up all night studying his books during summer break in the earlier years, the book describes how it’s all he can think about. (before schooling became a lower priority due to the active war).

There are always going to be boring classes, and the book describes that even Hermione is bored in some of them, but typically the students are always engaged, it’s clear that Hermione is a hard worker with doctor parents that expect a lot from her, not that she is some hyper genius.

Harry is a rich jock and a literal child, he is the common trope of the school athlete that slacks in classes occasionally and likes trouble making.

I think it’s very clear that the students were generally engaged in engaging classes with good teachers (hagrids classes, PE / flying, defense against the dark arts, the gardening class with the screaming plants), disengaged in classes that would have equivalent perceptions of boringness (history of magic).