

There’s literally nothing wrong with credit scores–they reward good borrowers, and for bad borrowers, a bad credit score is equivalent for them to there being no scores.
Without credit scores, all borrowers get treated like the ones who don’t repay their debts, instead of only the ones who actually don’t.
Nah.
Every time I’ve ever heard of an experiment where indignant women do/say to men the exact same things that they hate getting from men, they’re always astonished to see the men’s reactions as practically universally positive: